# Moody's entity data: coverage, cost, and where resolution differs Moody's reads live from official registers in more than 200 jurisdictions, so the usual live versus static argument does not apply. The differences that hold up are how you buy it, and that verifying an entity assumes you can already name it. Verified against primary sources on 2026-08-19. Source: https://savvyiq.ai/compare/moodys **Moody's:** Orbis holds 635 million companies and over 2 billion ownership links, and the KYC API reads live from registers in 200+ jurisdictions with source attribution, retrieval timestamps and supporting documents. Sales-led, no published price. **SavvyIQ:** Resolves which entity a messy name refers to, using free-text location and context, then anchors it to an official registration and enriches it. Self-serve, priced per call. ## What Moody's sells Four assets, assembled by acquisition, sold into regulated compliance workflows. ### Orbis Bureau van Dijk's global database: 635 million companies blended from more than 170 sources, with financials, officers, beneficial owners and corporate family trees. ### The KYC API, formerly kompany Live lookups against commercial registers and financial authorities, covering 328 million companies with data retrieved exclusively from the primary source. ### GRID and Sanctions360 Screening products in the same KYC line, covering adverse media, sanctions and politically exposed persons, sold alongside the entity data. ### Moody’s Maxsight The platform brand, launched in February 2025, sitting above the data products rather than replacing them. ### Maxsight orchestrates other vendors too Its published provider matrix runs checks through Creditsafe, LexisNexis, Equifax, Companies House, Refinitiv, Trulioo, Onfido and others. Orbis is one company-data provider among several. ### Built by acquisition Moody's bought Bureau van Dijk in August 2017, PassFort on 30 November 2021 and kompany on 28 February 2022, per its own SEC filing. ## What it costs, and how you buy it Moody's publishes no price for any of these products. Government contracts do. ### Nothing is published No price appears on the Orbis page, the KYC hub or the product pages. The Orbis page carries seven requests to book a demo and no trial, signup or pricing link. ### Federal contracts put Orbis at $220,000 to $4.0 million a year Published US federal awards, annualised from their own periods of performance. The floor is a small agency, the ceiling a large one. ### Two agencies, eight years apart, both near $4 million The IRS paid $4,012,338 for a single year of Orbis to September 2023. Defense Counterintelligence and Security Agency licences run $8,058,000 across two years to January 2027. ### Those are exercised values, not ceilings Each figure is the base amount exercised divided by the contract period. Full option ceilings run far higher and are not annual prices. ### A free sandbox remains, for testing only The KYC API package page offers a sandbox plan for testing and routes every paid plan to the sales team. ### Self-serve pricing existed, and went away In 2022 kompany published per-call rates from about $0.023 with a credit-card checkout and no minimum term, capped at small companies. That page is now sales-led. ## Where Moody's is genuinely the right answer For a regulated buyer this is the strongest product in the category. ### Live primary-source retrieval at scale One of the largest networks of direct business registry connections, reaching commercial registers and financial authorities in more than 200 countries. ### They maintain those connections in public The developer portal publishes register connection status and ships release notes when a register changes. Brazil, Norway, Cyprus and Pennsylvania all changed in the six weeks to 19 August 2026. ### Documents, not just fields Register reports and filings retrieved from the primary source, with source attribution and retrieval timestamps on every record. When a compliance file must contain the document, this is the requirement. ### Ownership depth Over 2 billion ownership links, 1.8 billion historic links and 193 million active links in Orbis. For beneficial ownership across many countries this is very hard to match. ### Field-level source control You can rank sources and set fallback rules per field, so a record can prefer the register for legal name and a curated source for financials. We do not offer this. ### One vendor across entity and risk Entity data, ownership, adverse media, sanctions and politically exposed person screening under a single contract. We do not offer screening at all. ## Where the shape of the product constrains you Structural constraints rather than faults. Public user commentary on these products is scarce. ### Verification assumes you can already name the entity The documented input is a name, a registration number or another identifier. Deciding which of forty similarly named companies your customer meant happens before the call. ### Nothing published says how a match is scored No confidence value, ranked candidate list or similarity score appears in their public material. ### The API reference requires a login Their own help centre states that the kompany developer portal requires a login, so the request surface cannot be evaluated before you have an account. ### The answer is bounded by the register Live retrieval is only as rich as what a jurisdiction publishes. Where a register exposes little, the record is thin. ### Coverage depends which product you bought Orbis holds 635 million companies as a curated database. The live primary-source network reaches 328 million. They are not the same number and not the same product. ### Depth is not uniform across the record Their own brochure qualifies the financial plane as available "where available". A headline entity count says how many companies are listed, not how completely any one of them is filled in. ### Every paid route goes through sales No published price, no paid self-serve tier, and evaluation starts with a demo request. For a small team or an early integration that is a real barrier. ## Side by side Two different products rather than two versions of one. Rows where Moody's is stronger are marked. | Capability | SavvyIQ | Moody's | | --- | --- | --- | | What you can match on | Name plus free-text location and free-text context (v3 preview) | A company name, registration number or other identifier | | Messy input: trade name, partial string, no jurisdiction | Resolved from context when the registered name differs | You supply an identifier or a name precise enough to look up | | Explaining a match | Confidence 0 to 100, the factors behind it, and what to add next | No score documented publicly | | Real-time official registry access | Live research at call time when we do not already hold the entity | Best in class. Direct connections across 200+ jurisdictions | | Register documents as a true copy | No | Best in class. Filings and register reports on demand | | Ownership and beneficial ownership depth | Resolved parent and subsidiary structure | Best in class. Over 2 billion ownership links | | Sanctions, PEP and adverse-media screening | No | Best in class. Included via GRID and Sanctions360 | | Officer and director records | Officers where held | Best in class. Current and historical officers and appointments | | Financial statements | No | Best in class. Statements, ratios and financial profiles where available | | Choosing a source per field | No | Best in class. Configurable source waterfall at entity and field level | | Signals beyond the register | Web and unstructured sources fused with registry data | Registry, curated and enrichment sources | | Provenance | Per-field basis with citations and an authority tier (v3 preview) | Source attribution and registry retrieval timestamps | | Industry classification | NAICS and SIC with confidence | Activity codes as the register files them | | Published pricing | Per-call rates, published | None published | | Trying it before you buy | Self-serve signup, priced per call | A sandbox for testing. Paid plans go through sales | | Commitment to start | None. Pay as you go, no minimum | Enterprise contract. Federal awards run $220,000 to $4.0 million a year | Moody's capabilities and figures are drawn from its Entity Verification API brochure, its Orbis capability page, the kompany KYC API developer portal, its Maxsight help centre and its Form 10-K, all retrieved on 19 August 2026. Coverage figures are Moody's figures for its own products and differ between them. Contract costs are US federal award records, annualised by dividing the base amount exercised by the contract period of performance; full option ceilings are higher and are not annual prices. The 2022 per-call figure is converted from euros at the European Central Bank reference rate for 19 August 2026, 1 euro to $1.1605, and is no longer published. Packaging is configurable per contract, so a given deployment may differ. No precision or recall benchmark is published for either service, and we have not run a head-to-head test between them. ## How the Entity Verification API works What the call takes, and what comes back, from Moody's own material. **The same problem, put to both APIs: which company called Delta?** - Moody's Entity Verification API: `"User submits a company name, registration number, or other identifier through the API."` - SavvyIQ: `name=Delta location=Atlanta, GA context=airline` Their published description of the call names a name or an identifier. Delta is also a faucet maker and a dental plan. Both sides are quoted from each side’s own published material. ### You configure a source waterfall first An ordered sequence of data sources, with preferences and fallback rules set at both the entity and the field level. ### Then you submit a lookup key Their words: a company name, a registration number, or another identifier. There is no documented field for what a company does. ### Two search endpoints, both keyed on a name Their developer notes reference an indexSearch by name against the held index and a liveSearch by name against the register itself. ### It reads live registers and curated data together Official registers across 200+ countries, curated entity data, and enrichment sources, selected according to your configuration. ### Output carries attribution and timestamps A structured record with source attribution and registry retrieval timestamps, plus supporting documentation. ### No match score is documented Their published material describes no confidence value, candidate list or similarity score. The full API reference sits behind a login, so this is what is published, not proof of what exists. ## Which one to choose ### Choose Moody's when - A regulated file needs the register document itself, as a true copy. - Beneficial ownership across many jurisdictions is the core of the work. - You need sanctions, PEP and adverse-media screening from the same vendor. - You want to rank sources per field and control exactly where each value came from. - You have the procurement runway, and the budget, for an enterprise contract. ### Choose SavvyIQ when - The hard part is working out which entity your input refers to in the first place. - Your input is messy: partial names, trade names, no jurisdiction, no identifier. - You want a confidence score you can threshold on, and the reasons behind it. - You need industry codes, firmographics and domains alongside identity. - The work is enrichment or go-to-market, not a compliance file. - You want to test it against your own data today, priced per call. ## Common questions ### Is Moody's entity data real-time? Yes. The Entity Verification API reads live from commercial registers and financial authorities across more than 200 countries and jurisdictions, and returns the record with source attribution and a registry retrieval timestamp. Moody's describes it as one of the largest networks of direct business registry connections, and its developer portal publishes release notes when an individual register changes. ### How many companies does Moody's cover? It depends which product. Orbis, the curated database, holds more than 635 million companies blended from over 170 sources. The Entity Verification brochure cites 625 million companies of curated data. The KYC API, which reads live from registers, covers more than 328 million companies. These are different products and the numbers are not interchangeable. ### How much does Moody's Orbis cost? Moody's publishes no price. Published US federal contracts give the real range: the Government Accountability Office paid $220,000 for a year of Orbis data, while the IRS paid $4,012,338 for a single year and Defense Counterintelligence and Security Agency licences run $8,058,000 across two years to January 2027. Those are annualised from the contracts' own periods of performance. ### Can I sign up for Moody's entity API myself? Not for a paid plan. The KYC API package page offers a sandbox plan for testing and routes every paid plan to the sales team, and the Orbis page offers only a demo request. In 2022 kompany did publish self-serve per-call pricing with a credit-card checkout, capped at companies under 5 million euros in revenue, but that page is now sales-led. ### What is kompany now called? kompany, formally 360kompany AG of Vienna, was acquired by Moody's on 28 February 2022 and its capability is now sold as Moody's Entity Verification, with the developer-facing product still branded KYC API. Moody's Maxsight is the current platform brand, carrying the onboarding workflow layer that came from the PassFort acquisition in November 2021. ### What is the difference between entity verification and entity resolution? Verification confirms that a known entity exists and reports what the register says about it. Resolution works out which entity an ambiguous input refers to before anything can be verified. If your input is a clean legal name or a registration number, you need verification. If it is a trading name typed into a form, you need resolution first. ### Does Moody's return a match confidence score? Nothing in their public material documents one. The brochure describes submitting a name, a registration number or another identifier and receiving a structured record, with no confidence value, ranked candidate list or similarity score. Their full API reference sits behind a login, so this is what is published rather than proof of what exists. ### How accurate is Moody's matching? No precision or recall benchmark is published for it, and we have not run a head-to-head test against it. What is checkable is the published request surface: the call takes a name or an identifier, so how well it performs depends on how precisely you can already name the entity. ## Sources - Moody's Entity Verification API brochure (https://www.moodys.com/web/en/us/site-assets/ma-kyc-entity-verification-api-brochure.pdf), retrieved 2026-08-19 - Moody's Orbis, company reference data (https://www.moodys.com/web/en/us/capabilities/company-reference-data/orbis.html), retrieved 2026-08-19 - kompany KYC API developer portal, a Moody’s company (https://www.kompany.com/kycapi/discover), retrieved 2026-08-19 - Moody's KYC and AML solutions (https://www.moodys.com/web/en/us/kyc.html), retrieved 2026-08-19 - Moody's Corporation, Form 10-K for the year ended 31 December 2022 (https://www.sec.gov/Archives/edgar/data/1059556/000105955623000016/mco-20221231.htm), retrieved 2026-08-19 - USAspending.gov, federal award records for Bureau van Dijk and Moody’s Analytics (https://www.usaspending.gov/search), retrieved 2026-08-19 - kompany KYC API package selection (archived 7 August 2025) (https://web.archive.org/web/20250807204120/https://www.kompany.com/kycapi/plans/add), retrieved 2026-08-19 - kompany KYC API plan pricing (archived 16 May 2022, no longer published) (https://web.archive.org/web/20220516050950/https://www.kompany.com/kycapi/plans/choose), retrieved 2026-08-19 - Moody's Maxsight help centre, API references (https://help.maxsight.com/en/api-references.html), retrieved 2026-08-19 - Moody's Maxsight launch announcement, 5 February 2025 (https://www.moodys.com/web/en/us/insights/compliance-tprm/moodys-maxsight-the-new-platform-to-navigate-global-risks-enterprise-wide.html), retrieved 2026-08-19 - Moody's Maxsight help centre, check type by data provider (https://help.maxsight.com/en/check-type-by-data-provider.html), retrieved 2026-08-19 - kompany developer news, search string encoding (archived 29 January 2023) (https://web.archive.org/web/20230129083250/https://www.kompany.com/kycapi/community/developer-news/post/important-note-on-search-string-encoding), retrieved 2026-08-19 Moody's is a trademark of its owner. 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