SavvyIQ compared to Dun & Bradstreet
Dun & Bradstreet: what the API does, what it costs, and where its limits are
D&B is the incumbent in business data, and for corporate hierarchies and credit risk it earns that. Here is how the matching works and what it costs.
Verified August 18, 2026 · Markdown
- Marketability threshold
- A record counts as current if updated within 24 months1
- Match call
- $0.24 identity resolution (US federal, 2024)7
- Hierarchy call
- $19.70 full family tree (US federal, 2024)7
- Licensing
- Per record, per data block, per use case2
- Industry codes
- Identity surface keyed on SIC1
- Source breadth
- 30,000+ curated sources, fused in-pipeline4
- Coverage
- 555M businesses (D&B, March 2024)2
- D-U-N-S in US federal use
- Replaced by the UEI, April 20225
Dun & Bradstreet
Matches your input against a curated dataset built from 30,000+ sources. Deepest corporate family trees available. Annual contract.
SavvyIQ
Stored records refresh quarterly. Anything we do not already hold is researched live at call time. Built for messy input. Pay as you go.
What Dun & Bradstreet actually sells
Four products under one name. Which one you are buying changes the evaluation.
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D-U-N-S Number
A global business identifier. Still asked for by name in commercial supplier onboarding and trade credit. US federal procurement replaced it with the government-issued UEI in April 2022.5
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Direct+
The developer API: search, match, data retrieval. This is the part you integrate.1
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Hoovers
A sales-prospecting app. Most public reviews and the low monthly price you see quoted describe this, not API access.4
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The Data Cloud
The master database the other three read from.4
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Not primarily registry data
D&B cites 30,000+ sources including courts and debt collection agencies. The API also exposes news, website visitors, IP assignees, contacts, liens, judgments, bankruptcies, UCC filings, trade payments and sanctions screening.4
How the match API works
Six mechanics from the Direct 2.0 docs shape what you can build.
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It does not clean your input
Match "does NOT cleanse or standardize the address information supplied". Normalising is your job, or a second call to Cleanse Match.1
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Confidence runs 1 to 10
Settable minimum. If nothing clears your threshold it falls back to candidates scored four to seven.1
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Match grade is explainable
A string like "AZZZAZZZFFZ" breaks into eleven scored components. Real explainability, but of string similarity to a stored record, not of which sources back the answer.1
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"Marketable" means up to 24 months old
A record qualifies if "updated within the last 24 months" with a complete name, valid address, valid SIC code, believed in business.1
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Sources are fused in the pipeline
Those 30,000 sources are consolidated on D&B's refresh cycle. News and web sit behind separate endpoints. Match resolves against the curated record.4
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Small business is a separate mode
SBRI matches US small businesses with no D-U-N-S assigned. US only. D-U-N-S lookup, executive-name matching and exclusion filters are unavailable there.1
What it costs
D&B does not publish commercial pricing, but it files rates to government buyers. These are US federal schedule rates effective June 2024, cross-checked against its UK filing.
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Resolving an entity: $0.24 per call
The Identity Resolution capability, which bundles Cleanse and Match. Batch match, high-volume match and match-and-enrich are all priced the same.7
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Searching costs more than matching
Company Search $2.95, Criteria Search $0.99, Type-Ahead $0.10. If you do not already know which entity you want, the cheap call is not the one you make.7
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Hierarchy is the expensive part
Full Family Tree $19.70 per record. Ultimate Beneficial Ownership $11.82. Compliance Verification $29.55. The capability D&B is genuinely best at costs about 80 times a match call.7
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Monitoring is charged separately
Every content block carries a monitoring rate on top of retrieval. Full Family Tree monitoring is $15.76 per record, Company Profile monitoring $1.18.7
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You license per use case, not per dataset
The same records bought again for a second purpose are charged again. Five domains: Compliance, Supply Chain, Finance, Sales & Marketing, Master Data.2
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The two governments agree
D&B files £0.16 per record for cleanse and match to the UK G-Cloud framework, about $0.22. Within 10% of the US federal rate, which suggests these are close to a floor rather than an outlier.2
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Bought as prepaid credits
Credits are "consumed either per record or per list of up to 100 records", bought in bulk or per transaction.3
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Commercial pricing is a quote
Government schedule rates are negotiated floors on a 12-month minimum. What a private buyer pays is set per contract and is not published anywhere.2
Where D&B is genuinely the right answer
Three areas where nothing else comes close.
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Corporate family trees
Global parent, subsidiary and ultimate-owner linkage, and the benchmark for multinational hierarchy. Priced accordingly, at $19.70 per full family tree on the US federal schedule.7
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Credit and payment behaviour
Trade payment data, credit scores, risk ratings. Decades deep. We offer no equivalent.4
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The identifier, where it is asked for
Where a counterparty asks for a D-U-N-S by name, nothing else substitutes. That reach narrowed in April 2022 when US federal procurement moved to its own identifier, but commercial onboarding and trade credit still use it.5
Documented limits worth knowing
From D&B documentation and public reviews. Weigh against the strengths above.
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The freshness floor is 24 months
A business that moved, rebranded or stopped trading inside that window can still return a confident match.1
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Input quality is your problem
Messy strings need your own normalisation layer, or a second API call, before match quality is representative.1
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Now privately held
Clearlake Capital completed a $7.7bn buyout on 26 August 2025 and D&B delisted from the NYSE. Worth watching for packaging and pricing changes.6
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The D-U-N-S mandate narrowed
On 4 April 2022 SAM.gov replaced it with the Unique Entity Identifier, a 12-character ID the government issues itself, specifically so entities need not get one from a third party.5
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Identity matching is keyed on SIC
NAICS superseded SIC for US federal statistics in 1997. D&B publishes other codes elsewhere, but the identity surface uses the older scheme.1
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Cost concentrates where the value is
Matching is $0.24 but the linkage and ownership data are $11.82 to $19.70 per record, each with a separate monitoring charge. Budget on the blocks you attach, not the match.7
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You commit before you know your volume
Twelve-month minimum, and multi-year deals allow up to 6% annual increases. Sizing is on you at signature, since usage is priced per record and per block.2
Side by side
Different architectures, so most rows are a difference in approach. Rows where D&B is stronger are marked.
How an entity is identified
SavvyIQ
Agents research registries and the web, live when the entity is not already held
Dun & Bradstreet
Input matched against the curated Data Cloud
Messy or partial input
SavvyIQ
Resolves from a partial name plus context
Dun & Bradstreet
No cleansing in match. Use Cleanse Match first
Freshness
SavvyIQ
Stored records refresh quarterly. Anything not held is researched live at call time
Dun & Bradstreet
"Marketable" allows records up to 24 months old
When resolution is ambiguous
SavvyIQ
Returns the limiting factors and the specific input that would fix it: add a location, add a jurisdiction, give the full legal name
Dun & Bradstreet
Returns lower-confidence candidates to adjudicate
Disambiguating same-name companies
SavvyIQ
Free-text context: industry, products, customers, anything distinguishing
Dun & Bradstreet
Structured criteria only: name, address, phone, identifier
Commitment to start
SavvyIQ
None. Pay as you go, no minimum
Dun & Bradstreet
12-month minimum, annual contract
Breadth of sources
SavvyIQ
Open-ended. Registries, filings, news, company sites, social profiles
Dun & Bradstreet
30,000+ curated sources including courts, trade payments, news, web
When sources are combined
SavvyIQ
At your call, as evidence for the identity decision
Dun & Bradstreet
In the pipeline, on D&B's refresh cycle
Explainability
SavvyIQ
Confidence plus per-field basis and source citations
Dun & Bradstreet
Confidence 1-10 plus an 11-component match grade
Corporate hierarchy depth
SavvyIQ
Resolved parent and subsidiary structure
Dun & Bradstreet
Best in class. Deepest global family trees
Credit scores and payment behaviour
SavvyIQ
Not offered
Dun & Bradstreet
Best in class. Core D&B franchise
Third-party identifier
SavvyIQ
SavvyIQ entity ID plus registry identifiers as filed
Dun & Bradstreet
D-U-N-S. Still commercial currency, dropped by US federal procurement in 2022
Industry classification
SavvyIQ
NAICS 2022 and SIC with confidence, plus business-model axes
Dun & Bradstreet
Identity surface keyed on SIC
US small businesses
SavvyIQ
Registered entities including the long tail. Unincorporated sole traders are partial today
Dun & Bradstreet
SBRI match, US only, reduced capabilities
Cost of the hierarchy answer
SavvyIQ
Included in the call
Dun & Bradstreet
$19.70 per full family tree, $11.82 per beneficial-ownership list, plus monitoring
Retention and reuse of what you retrieve
SavvyIQ
Store it and reuse it across your product
Dun & Bradstreet
Re-licensed per use case, with a separate monitoring charge to keep it current
Licensing
SavvyIQ
One usage-based price per call, any use case
Dun & Bradstreet
Per record, by data block, market, and each use case separately
Access
SavvyIQ
Self-serve signup, keys in minutes
Dun & Bradstreet
Negotiated annual contract via sales
| Capability | SavvyIQ | Dun & Bradstreet |
|---|---|---|
| How an entity is identified | Agents research registries and the web, live when the entity is not already held | Input matched against the curated Data Cloud |
| Messy or partial input | Resolves from a partial name plus context | No cleansing in match. Use Cleanse Match first |
| Freshness | Stored records refresh quarterly. Anything not held is researched live at call time | "Marketable" allows records up to 24 months old |
| When resolution is ambiguous | Returns the limiting factors and the specific input that would fix it: add a location, add a jurisdiction, give the full legal name | Returns lower-confidence candidates to adjudicate |
| Disambiguating same-name companies | Free-text context: industry, products, customers, anything distinguishing | Structured criteria only: name, address, phone, identifier |
| Commitment to start | None. Pay as you go, no minimum | 12-month minimum, annual contract |
| Breadth of sources | Open-ended. Registries, filings, news, company sites, social profiles | 30,000+ curated sources including courts, trade payments, news, web |
| When sources are combined | At your call, as evidence for the identity decision | In the pipeline, on D&B's refresh cycle |
| Explainability | Confidence plus per-field basis and source citations | Confidence 1-10 plus an 11-component match grade |
| Corporate hierarchy depth | Resolved parent and subsidiary structure | Best in class. Deepest global family trees |
| Credit scores and payment behaviour | Not offered | Best in class. Core D&B franchise |
| Third-party identifier | SavvyIQ entity ID plus registry identifiers as filed | D-U-N-S. Still commercial currency, dropped by US federal procurement in 2022 |
| Industry classification | NAICS 2022 and SIC with confidence, plus business-model axes | Identity surface keyed on SIC |
| US small businesses | Registered entities including the long tail. Unincorporated sole traders are partial today | SBRI match, US only, reduced capabilities |
| Cost of the hierarchy answer | Included in the call | $19.70 per full family tree, $11.82 per beneficial-ownership list, plus monitoring |
| Retention and reuse of what you retrieve | Store it and reuse it across your product | Re-licensed per use case, with a separate monitoring charge to keep it current |
| Licensing | One usage-based price per call, any use case | Per record, by data block, market, and each use case separately |
| Access | Self-serve signup, keys in minutes | Negotiated annual contract via sales |
D&B capabilities are drawn from its published Direct 2.0 documentation, product pages and UK G-Cloud pricing document. User-reported figures are attributed to the review platform that published them. Packaging varies by contract.
Which one to choose
Choose Dun & Bradstreet when
- A counterparty requires a D-U-N-S Number.
- Complete global corporate family trees are the core of the work.
- You need credit scores, trade payment behaviour or risk ratings.
- Your input is already clean and structured.
Choose SavvyIQ when
- Your input is messy: partial names, trade names, no identifier.
- You need current data, not a record that can be up to two years old.
- You need to see why an answer was given, cited to its sources.
- You want to start today with no contract or minimum.
Common questions
- Does the D&B match API return a confidence score?
- Yes. Results are ranked 1 to 10, with 10 the best match, and you can set a minimum threshold. Responses also carry a multi-component match grade showing how each element of your input matched.
- How fresh is D&B data?
- D&B defines a "marketable" record as one updated within the last 24 months with a complete name, valid address, valid SIC code, believed in business. That 24-month window is the documented floor. Individual records may be much fresher.
- What does the D&B API cost?
- Dun & Bradstreet does not publish commercial pricing, but it files rates to government buyers. Its US federal schedule effective June 2024 lists identity resolution at $0.24 per call and a full family tree at $19.70 per record, and its UK G-Cloud filing lists cleanse and match at £0.16 per record on a 12-month minimum with up to 6% annual increases. Both are negotiated public-sector floors. Commercial buyers negotiate their own rate, and the same records reused for a second purpose are licensed again.
- Does D&B only have legal entity data, or web data too?
- Both, and more. D&B cites over 30,000 sources spanning registers, courts and debt collection agencies, and its API exposes company news, website-visitor and IP data, contacts, legal filings, trade payments and sanctions screening. The difference is when those signals are combined: D&B consolidates them into its Data Cloud on its own refresh cycle, whereas SavvyIQ reads sources at call time and uses them as evidence for the identity decision itself.
- Do I still need a D-U-N-S Number?
- For US federal contracting, no. Since 4 April 2022 SAM.gov issues its own 12-character Unique Entity Identifier and the federal government no longer uses D-U-N-S. Many commercial supplier-onboarding and trade-credit processes still ask for one, so it depends who is asking.
- Does D&B cover small businesses?
- In the United States, yes. A separate SBRI match type covers US small businesses with no D-U-N-S assigned, though it does not support D-U-N-S lookup, executive-name matching or the standard exclusion filters.
- How much does a D&B Direct+ call cost?
- On the US federal schedule effective June 2024, Dun & Bradstreet Direct+ identity resolution was $0.24 per call, Company Search $2.95, a full corporate family tree $19.70 per record and an ultimate beneficial ownership list $11.82. Monitoring each block is charged separately. Commercial pricing is negotiated per contract and is not published.
- How fresh is SavvyIQ data by comparison?
- Records and sources we hold refresh quarterly. If an entity is not already in our graph, agents research it live at call time, so a business that incorporated last week is resolvable on the first call. The comparison worth drawing is against the 24-month window D&B uses to define a marketable record.
- Is Dun & Bradstreet still a public company?
- No. Clearlake Capital completed its acquisition on 26 August 2025 in a deal valued at $7.7 billion including debt. Dun & Bradstreet is privately held and delisted from the NYSE.
Sources, verified August 18, 2026
- 1. D&B Direct 2.0, Corporate Identity, Match (REST) · docs.dnb.com · 2026-08-18
- 2. D&B Ltd, G-Cloud 14 pricing document, Data Cloud Batch & API delivery (March 2024) · assets.applytosupply.digitalmarketplace.service.gov.uk · 2026-08-18
- 3. D&B, Credit Usage · docs.dnb.com · 2026-08-18
- 4. D&B, Why choose us: our data · www.dnb.com · 2026-08-18
- 5. GSA / SAM.gov, Unique Entity Identifier replaces the DUNS Number · www.fema.gov · 2026-08-18
- 6. GSA Multiple Award Schedule price list, Dun & Bradstreet Inc, contract GS-00F-022DA (rates effective 28 June 2024) · www.gsaelibrary.gsa.gov · 2026-08-18
- 7. Clearlake completes acquisition of Dun & Bradstreet · clearlake.com · 2026-08-18
Dun & Bradstreet is a trademark of its owner. Described here from public sources only; not endorsed by or affiliated with them. Capabilities and pricing change. Tell us at hello@savvyiq.ai if anything is out of date.
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{
"request_id": "reqa_2ZUKmavJxCx4GHMnpJsc9",
"status": "COMPLETED",
"data": {
"status": "matched",
"confidence": 98,
"type": "business",
"entity": {
"id": "siq_2ZUKocPbFCPLClZ5XtHlJ",
"name": "Apple",
"primary_legal_entity": {
"name": "APPLE INC.",
"jurisdiction": "California"
},
"website": "apple.com"
}
}
}