SavvyIQ compared to Dun & Bradstreet

Dun & Bradstreet: what the API does, what it costs, and where its limits are

D&B is the incumbent in business data, and for corporate hierarchies and credit risk it earns that. Here is how the matching works and what it costs.

Verified August 18, 2026 · Markdown

Marketability threshold
A record counts as current if updated within 24 months1
Match call
$0.24 identity resolution (US federal, 2024)7
Hierarchy call
$19.70 full family tree (US federal, 2024)7
Licensing
Per record, per data block, per use case2
Industry codes
Identity surface keyed on SIC1
Source breadth
30,000+ curated sources, fused in-pipeline4
Coverage
555M businesses (D&B, March 2024)2
D-U-N-S in US federal use
Replaced by the UEI, April 20225

Dun & Bradstreet

Matches your input against a curated dataset built from 30,000+ sources. Deepest corporate family trees available. Annual contract.

SavvyIQ

Stored records refresh quarterly. Anything we do not already hold is researched live at call time. Built for messy input. Pay as you go.

What Dun & Bradstreet actually sells

Four products under one name. Which one you are buying changes the evaluation.

  • D-U-N-S Number

    A global business identifier. Still asked for by name in commercial supplier onboarding and trade credit. US federal procurement replaced it with the government-issued UEI in April 2022.5

  • Direct+

    The developer API: search, match, data retrieval. This is the part you integrate.1

  • Hoovers

    A sales-prospecting app. Most public reviews and the low monthly price you see quoted describe this, not API access.4

  • The Data Cloud

    The master database the other three read from.4

  • Not primarily registry data

    D&B cites 30,000+ sources including courts and debt collection agencies. The API also exposes news, website visitors, IP assignees, contacts, liens, judgments, bankruptcies, UCC filings, trade payments and sanctions screening.4

How the match API works

Six mechanics from the Direct 2.0 docs shape what you can build.

  • It does not clean your input

    Match "does NOT cleanse or standardize the address information supplied". Normalising is your job, or a second call to Cleanse Match.1

  • Confidence runs 1 to 10

    Settable minimum. If nothing clears your threshold it falls back to candidates scored four to seven.1

  • Match grade is explainable

    A string like "AZZZAZZZFFZ" breaks into eleven scored components. Real explainability, but of string similarity to a stored record, not of which sources back the answer.1

  • "Marketable" means up to 24 months old

    A record qualifies if "updated within the last 24 months" with a complete name, valid address, valid SIC code, believed in business.1

  • Sources are fused in the pipeline

    Those 30,000 sources are consolidated on D&B's refresh cycle. News and web sit behind separate endpoints. Match resolves against the curated record.4

  • Small business is a separate mode

    SBRI matches US small businesses with no D-U-N-S assigned. US only. D-U-N-S lookup, executive-name matching and exclusion filters are unavailable there.1

What it costs

D&B does not publish commercial pricing, but it files rates to government buyers. These are US federal schedule rates effective June 2024, cross-checked against its UK filing.

  • Resolving an entity: $0.24 per call

    The Identity Resolution capability, which bundles Cleanse and Match. Batch match, high-volume match and match-and-enrich are all priced the same.7

  • Searching costs more than matching

    Company Search $2.95, Criteria Search $0.99, Type-Ahead $0.10. If you do not already know which entity you want, the cheap call is not the one you make.7

  • Hierarchy is the expensive part

    Full Family Tree $19.70 per record. Ultimate Beneficial Ownership $11.82. Compliance Verification $29.55. The capability D&B is genuinely best at costs about 80 times a match call.7

  • Monitoring is charged separately

    Every content block carries a monitoring rate on top of retrieval. Full Family Tree monitoring is $15.76 per record, Company Profile monitoring $1.18.7

  • You license per use case, not per dataset

    The same records bought again for a second purpose are charged again. Five domains: Compliance, Supply Chain, Finance, Sales & Marketing, Master Data.2

  • The two governments agree

    D&B files £0.16 per record for cleanse and match to the UK G-Cloud framework, about $0.22. Within 10% of the US federal rate, which suggests these are close to a floor rather than an outlier.2

  • Bought as prepaid credits

    Credits are "consumed either per record or per list of up to 100 records", bought in bulk or per transaction.3

  • Commercial pricing is a quote

    Government schedule rates are negotiated floors on a 12-month minimum. What a private buyer pays is set per contract and is not published anywhere.2

Where D&B is genuinely the right answer

Three areas where nothing else comes close.

  • Corporate family trees

    Global parent, subsidiary and ultimate-owner linkage, and the benchmark for multinational hierarchy. Priced accordingly, at $19.70 per full family tree on the US federal schedule.7

  • Credit and payment behaviour

    Trade payment data, credit scores, risk ratings. Decades deep. We offer no equivalent.4

  • The identifier, where it is asked for

    Where a counterparty asks for a D-U-N-S by name, nothing else substitutes. That reach narrowed in April 2022 when US federal procurement moved to its own identifier, but commercial onboarding and trade credit still use it.5

Documented limits worth knowing

From D&B documentation and public reviews. Weigh against the strengths above.

  • The freshness floor is 24 months

    A business that moved, rebranded or stopped trading inside that window can still return a confident match.1

  • Input quality is your problem

    Messy strings need your own normalisation layer, or a second API call, before match quality is representative.1

  • Now privately held

    Clearlake Capital completed a $7.7bn buyout on 26 August 2025 and D&B delisted from the NYSE. Worth watching for packaging and pricing changes.6

  • The D-U-N-S mandate narrowed

    On 4 April 2022 SAM.gov replaced it with the Unique Entity Identifier, a 12-character ID the government issues itself, specifically so entities need not get one from a third party.5

  • Identity matching is keyed on SIC

    NAICS superseded SIC for US federal statistics in 1997. D&B publishes other codes elsewhere, but the identity surface uses the older scheme.1

  • Cost concentrates where the value is

    Matching is $0.24 but the linkage and ownership data are $11.82 to $19.70 per record, each with a separate monitoring charge. Budget on the blocks you attach, not the match.7

  • You commit before you know your volume

    Twelve-month minimum, and multi-year deals allow up to 6% annual increases. Sizing is on you at signature, since usage is priced per record and per block.2

Side by side

Different architectures, so most rows are a difference in approach. Rows where D&B is stronger are marked.

How an entity is identified

SavvyIQ

Agents research registries and the web, live when the entity is not already held

Dun & Bradstreet

Input matched against the curated Data Cloud

Messy or partial input

SavvyIQ

Resolves from a partial name plus context

Dun & Bradstreet

No cleansing in match. Use Cleanse Match first

Freshness

SavvyIQ

Stored records refresh quarterly. Anything not held is researched live at call time

Dun & Bradstreet

"Marketable" allows records up to 24 months old

When resolution is ambiguous

SavvyIQ

Returns the limiting factors and the specific input that would fix it: add a location, add a jurisdiction, give the full legal name

Dun & Bradstreet

Returns lower-confidence candidates to adjudicate

Disambiguating same-name companies

SavvyIQ

Free-text context: industry, products, customers, anything distinguishing

Dun & Bradstreet

Structured criteria only: name, address, phone, identifier

Commitment to start

SavvyIQ

None. Pay as you go, no minimum

Dun & Bradstreet

12-month minimum, annual contract

Breadth of sources

SavvyIQ

Open-ended. Registries, filings, news, company sites, social profiles

Dun & Bradstreet

30,000+ curated sources including courts, trade payments, news, web

When sources are combined

SavvyIQ

At your call, as evidence for the identity decision

Dun & Bradstreet

In the pipeline, on D&B's refresh cycle

Explainability

SavvyIQ

Confidence plus per-field basis and source citations

Dun & Bradstreet

Confidence 1-10 plus an 11-component match grade

Corporate hierarchy depth

SavvyIQ

Resolved parent and subsidiary structure

Dun & Bradstreet

Best in class. Deepest global family trees

Credit scores and payment behaviour

SavvyIQ

Not offered

Dun & Bradstreet

Best in class. Core D&B franchise

Third-party identifier

SavvyIQ

SavvyIQ entity ID plus registry identifiers as filed

Dun & Bradstreet

D-U-N-S. Still commercial currency, dropped by US federal procurement in 2022

Industry classification

SavvyIQ

NAICS 2022 and SIC with confidence, plus business-model axes

Dun & Bradstreet

Identity surface keyed on SIC

US small businesses

SavvyIQ

Registered entities including the long tail. Unincorporated sole traders are partial today

Dun & Bradstreet

SBRI match, US only, reduced capabilities

Cost of the hierarchy answer

SavvyIQ

Included in the call

Dun & Bradstreet

$19.70 per full family tree, $11.82 per beneficial-ownership list, plus monitoring

Retention and reuse of what you retrieve

SavvyIQ

Store it and reuse it across your product

Dun & Bradstreet

Re-licensed per use case, with a separate monitoring charge to keep it current

Licensing

SavvyIQ

One usage-based price per call, any use case

Dun & Bradstreet

Per record, by data block, market, and each use case separately

Access

SavvyIQ

Self-serve signup, keys in minutes

Dun & Bradstreet

Negotiated annual contract via sales

D&B capabilities are drawn from its published Direct 2.0 documentation, product pages and UK G-Cloud pricing document. User-reported figures are attributed to the review platform that published them. Packaging varies by contract.

Which one to choose

Choose Dun & Bradstreet when

  • A counterparty requires a D-U-N-S Number.
  • Complete global corporate family trees are the core of the work.
  • You need credit scores, trade payment behaviour or risk ratings.
  • Your input is already clean and structured.

Choose SavvyIQ when

  • Your input is messy: partial names, trade names, no identifier.
  • You need current data, not a record that can be up to two years old.
  • You need to see why an answer was given, cited to its sources.
  • You want to start today with no contract or minimum.
Try it on your own data

Common questions

Does the D&B match API return a confidence score?
Yes. Results are ranked 1 to 10, with 10 the best match, and you can set a minimum threshold. Responses also carry a multi-component match grade showing how each element of your input matched.
How fresh is D&B data?
D&B defines a "marketable" record as one updated within the last 24 months with a complete name, valid address, valid SIC code, believed in business. That 24-month window is the documented floor. Individual records may be much fresher.
What does the D&B API cost?
Dun & Bradstreet does not publish commercial pricing, but it files rates to government buyers. Its US federal schedule effective June 2024 lists identity resolution at $0.24 per call and a full family tree at $19.70 per record, and its UK G-Cloud filing lists cleanse and match at £0.16 per record on a 12-month minimum with up to 6% annual increases. Both are negotiated public-sector floors. Commercial buyers negotiate their own rate, and the same records reused for a second purpose are licensed again.
Does D&B only have legal entity data, or web data too?
Both, and more. D&B cites over 30,000 sources spanning registers, courts and debt collection agencies, and its API exposes company news, website-visitor and IP data, contacts, legal filings, trade payments and sanctions screening. The difference is when those signals are combined: D&B consolidates them into its Data Cloud on its own refresh cycle, whereas SavvyIQ reads sources at call time and uses them as evidence for the identity decision itself.
Do I still need a D-U-N-S Number?
For US federal contracting, no. Since 4 April 2022 SAM.gov issues its own 12-character Unique Entity Identifier and the federal government no longer uses D-U-N-S. Many commercial supplier-onboarding and trade-credit processes still ask for one, so it depends who is asking.
Does D&B cover small businesses?
In the United States, yes. A separate SBRI match type covers US small businesses with no D-U-N-S assigned, though it does not support D-U-N-S lookup, executive-name matching or the standard exclusion filters.
How much does a D&B Direct+ call cost?
On the US federal schedule effective June 2024, Dun & Bradstreet Direct+ identity resolution was $0.24 per call, Company Search $2.95, a full corporate family tree $19.70 per record and an ultimate beneficial ownership list $11.82. Monitoring each block is charged separately. Commercial pricing is negotiated per contract and is not published.
How fresh is SavvyIQ data by comparison?
Records and sources we hold refresh quarterly. If an entity is not already in our graph, agents research it live at call time, so a business that incorporated last week is resolvable on the first call. The comparison worth drawing is against the 24-month window D&B uses to define a marketable record.
Is Dun & Bradstreet still a public company?
No. Clearlake Capital completed its acquisition on 26 August 2025 in a deal valued at $7.7 billion including debt. Dun & Bradstreet is privately held and delisted from the NYSE.

Sources, verified August 18, 2026

  1. 1. D&B Direct 2.0, Corporate Identity, Match (REST) · docs.dnb.com · 2026-08-18
  2. 2. D&B Ltd, G-Cloud 14 pricing document, Data Cloud Batch & API delivery (March 2024) · assets.applytosupply.digitalmarketplace.service.gov.uk · 2026-08-18
  3. 3. D&B, Credit Usage · docs.dnb.com · 2026-08-18
  4. 4. D&B, Why choose us: our data · www.dnb.com · 2026-08-18
  5. 5. GSA / SAM.gov, Unique Entity Identifier replaces the DUNS Number · www.fema.gov · 2026-08-18
  6. 6. GSA Multiple Award Schedule price list, Dun & Bradstreet Inc, contract GS-00F-022DA (rates effective 28 June 2024) · www.gsaelibrary.gsa.gov · 2026-08-18
  7. 7. Clearlake completes acquisition of Dun & Bradstreet · clearlake.com · 2026-08-18

Dun & Bradstreet is a trademark of its owner. Described here from public sources only; not endorsed by or affiliated with them. Capabilities and pricing change. Tell us at hello@savvyiq.ai if anything is out of date.

Resolve your first entity in minutes

Sign up, get API keys instantly, and make your first call with $25 in free credit. One request returns a verified entity, drawn from 140+ official registries.

POST /v2/entity-resolution/async
{
  "request_id": "reqa_2ZUKmavJxCx4GHMnpJsc9",
  "status": "COMPLETED",
  "data": {
    "status": "matched",
    "confidence": 98,
    "type": "business",
    "entity": {
      "id": "siq_2ZUKocPbFCPLClZ5XtHlJ",
      "name": "Apple",
      "primary_legal_entity": {
        "name": "APPLE INC.",
        "jurisdiction": "California"
      },
      "website": "apple.com"
    }
  }
}